{"product_id":"financially-better-debt-snowball-planner-extended-edition","title":"Financially Better Debt Snowball Planner — Extended Edition","description":"\u003ch1\u003eFinancially Better Debt Snowball Planner — Extended Edition\u003c\/h1\u003e\u003ch3\u003ePrintable PDF + Excel Workbook\u003c\/h3\u003e\u003cp\u003e\u003cstrong\u003eSmall Steps. Steady Progress.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eOrganize your debts, plan your payments, and track your progress with two practical tools: a \u003cstrong\u003e12-page printable planner\u003c\/strong\u003e and an \u003cstrong\u003eExcel workbook with automatic calculations\u003c\/strong\u003e.\u003c\/p\u003e\u003ch3\u003eWhat's Included?\u003c\/h3\u003e\u003cp\u003e\u003cstrong\u003ePrintable PDF Planner\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eStep-by-step instructions and a worked example\u003c\/li\u003e\n\u003cli\u003eDebt inventory and payment-budget worksheets\u003c\/li\u003e\n\u003cli\u003eSmallest-to-largest payoff plan\u003c\/li\u003e\n\u003cli\u003ePayment rollover worksheet\u003c\/li\u003e\n\u003cli\u003eMonthly payment trackers and progress chart\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eExcel Workbook\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eSpace to organize up to \u003cstrong\u003e10 debts\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eAutomatic smallest-to-largest ordering of active balances\u003c\/li\u003e\n\u003cli\u003eCalculations for minimum payments, available extra money, and planned payments\u003c\/li\u003e\n\u003cli\u003eUpdated payment allocations when you mark a debt paid off\u003c\/li\u003e\n\u003cli\u003eA \u003cstrong\u003e24-month actual-progress tracker\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eBuilt-in instructions and sample data\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWhy Use the Excel Addition?\u003c\/h3\u003e\u003cp\u003eSpend less time calculating and more time following your plan. The workbook helps you see where your extra payment goes, update your plan as balances change, and measure your progress in dollars and percentages.\u003c\/p\u003e\u003cp\u003eUse the printable worksheets for planning and reflection, and Excel for ongoing calculations and recordkeeping.\u003c\/p\u003e\u003ch3\u003eHow to Get Started\u003c\/h3\u003e\u003col\u003e\n\u003cli\u003eDownload both files and open the \u003cstrong\u003e.xlsx workbook in Microsoft Excel\u003c\/strong\u003e. Excel is not included.\u003c\/li\u003e\n\u003cli\u003eOn \u003cstrong\u003eSnowball Plan\u003c\/strong\u003e, replace the fictional example with your information in the yellow cells.\u003c\/li\u003e\n\u003cli\u003eEnter your total monthly debt-payment budget. Review the calculated payment plan while continuing to cover required minimums.\u003c\/li\u003e\n\u003cli\u003eUpdate current balances and minimum payments each month. When a debt is paid off, enter \u003cstrong\u003e0\u003c\/strong\u003e as its current balance.\u003c\/li\u003e\n\u003cli\u003eKeep your overall payment budget steady when affordable so freed payments roll toward remaining debts.\u003c\/li\u003e\n\u003cli\u003eOn \u003cstrong\u003eProgress\u003c\/strong\u003e, enter your actual month-end balances and payments. Keep starting balances unchanged to measure your progress.\u003c\/li\u003e\n\u003c\/ol\u003e\u003cp\u003e\u003cem\u003eThe workbook allocates payments; it does not calculate future interest, fees, or a projected payoff date.\u003c\/em\u003e\u003c\/p\u003e\u003ch3\u003eInstant Digital Download\u003c\/h3\u003e\u003cp\u003eThis is an \u003cstrong\u003einstant digital download\u003c\/strong\u003e containing a printable PDF and an Excel workbook. \u003cstrong\u003eNo physical items will be shipped.\u003c\/strong\u003e\u003c\/p\u003e\u003ch3\u003eAll Sales Are Final\u003c\/h3\u003e\u003cp\u003eDue to the digital nature of this product, \u003cstrong\u003eall sales are final. No refunds, returns, or exchanges\u003c\/strong\u003e, except where required by applicable law. Please review the description before purchasing.\u003c\/p\u003e\u003ch3\u003eCopyright \u0026amp; Personal Use\u003c\/h3\u003e\u003cp\u003e© 2026 Michael D. Morrow \/ Financially Better. All rights reserved. All artwork and original content are copyrighted.\u003c\/p\u003e\u003cp\u003eYou may print household copies and enter your own information in the designated Excel input cells. The files may not be redistributed, shared, resold, or otherwise edited—including changes to artwork, design, or formulas—without written permission.\u003c\/p\u003e\u003ch3\u003eNeed Assistance?\u003c\/h3\u003e\u003cp\u003eMessage me if you have issues downloading, opening, or using the files. For assistance editing or customizing the files beyond the designated input cells, contact me to discuss an authorized modification.\u003c\/p\u003e\u003cp\u003eFollow \u003ca href=\"https:\/\/www.youtube.com\/@Financial3D\"\u003eFinancial 3D on YouTube\u003c\/a\u003e for more financial education and encouragement.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eGeneral money-management education. Results and payoff timelines vary.\u003c\/em\u003e\u003c\/p\u003e","brand":"Financially Better","offers":[{"title":"Default Title","offer_id":67774254186579,"sku":null,"price":5.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0797\/5511\/6627\/files\/Debtsnowballplannerwithexcelthumbnail.png?v=1792611988","url":"https:\/\/betterlifefit.myshopify.com\/products\/financially-better-debt-snowball-planner-extended-edition","provider":"Financially Better","version":"1.0","type":"link"}